Re: Professional Liability Insurance for delivery or hiring crews
I recall when I first learned that nearly no deliver Captain has their own insurance. Surprising. The owner buys a rider to their policy to insure the delivery. The insurance company typically wants a copy of their skipper's license and must have wanted some experience form, the latter I don't recall specifically. On the other hand, it isn't terribly expensive. I recall about $150 for a 900 mile trip. They do not add an additional charge for shorter coastal trips, but I still inform them to confirm coverage.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.