A similar thing used to happen to Jaguars - the low buy in deceived people into thinking they could afford it.
Reminds me of a radio talk-show about cars that I heard several years back. Caller was thinking about buying a Jaguar, but he had heard that they needed a lot of maintenance, and would nickel and dime you to death. Was asking the host if that was true.
Host said, "Absolutely not true. A Jaguar will definitely not nickel and dime you to death. When a Jaguar reaches into your pocket it is going to be looking for 50's and 100's, not nickels and dimes."
Same thing applies to boats. A boat will never nickel and dime you to death.