no longer reading SailNet
Join Date: Oct 2012
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Re: How do I get insurance and how much does it cost?
I already posted earlier in this thread on how State Farm handles the survey. My agent requires a survey if the agreed upon value is over $25k, does not require a survey if it is lower. I don't think that length comes into that equation, only boat value, but I didn't ask specifically.
There have been other threads where there were concerns over what State Farm covered on boat insurance. I can only say that I've read my contract and feel like I'm pretty well covered, everyone should do this for their own boats and coverage.
I used State Farm because they also cover my house and car and they gave me the best rate as a result.
I'm no longer participating on SailNet.