Re: How do I get insurance and how much does it cost?
Law of physics. A $5k boat can cost more than what you paid to make her sailable and a pro can tell you what you should focus on, if you want her anyway.
I assume a marina only wants liability, I doubt they care about you recovering anything. Again, while I suspect they will take any proof of insurance you supply, you may not be cover and still liable. Get a good agent/broker.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.