Re: How do I get insurance and how much does it cost?
There are less expensive surveyors in the area if you do decide to go that route. I think I paid $13/foot to have my Pearson surveyed.
Getting the boat hauled _is_ useful. You really don't know what is going on below without it. Diving won't let you see blisters very easily or see something like the Catalina smile (also common on C&Cs and other boats, where the keel stub is having issues). I didn't get my Catalina 25 hauled (the new owner did haul it recently) and never really knew what was going on below as a result. It was great to finally see it out of the water.
boats that I sail on regularly: Pearson 28-2, Rondar 505, Yankee 30, Blanchard Junior