Join Date: Jan 2004
Location: Wilton, CT
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The Moorings has a refundable security deposit at all of their bases; some do a more thorough inspection than others. Generally, if you rip a sail or some of the sunbrella material on the dodger/bimini they don't bother with your security deposit because they would like you to return.
They have 2 methods of payment for damages. No deposit just your credit card for the deductible around $7,000US or $450US for insurance to cover the $7000US deductible. If no damage they don't put the $7grand through the credit card; if you do damage or not you paid $450 for the insurance against the possible deductible you would liable for.
We are Moorings owners and depending on where we charter sometimes we don't take out the $450 insurance against damages; we just give them the credit card for the $7grand.
Charterers all over the world should be taking out the lower amount against the insurance deductable. They are in unfamilar waters, the GPS isn't always accurate and sometimes they become careless or distracted.
Two occasions I would like to mention that I have first hand knowledge:
We were in a recip charter in Tahiti and saw a Sunsail vessel try to enter through the reef, when returning from Bora Bora, where there was no passage, and when we were schedule for a recip charteri n Split, Croatia, the vessel we were to use had been broadside when both vessels were on auto pilot and no one was on deck; both vessels were having lunch below.
s/y NIRVANA, SO49
Last edited by S/VNirvana; 01-02-2007 at 04:18 PM.