Originally Posted by jones2r
"...use the Yacht Ensign in home waters if you like it."
My understanding is that a CG documented pleasure vessel must fly the yacht ensign in home waters.
An CG documented vessel is required to fly the 50 star flag not the yacht ensign. The yacht ensign is reserved for recreational vessels. The rule was instituted years ago as an way for the Coast Guard to distinguish between boats engaged in trade and pleasure crafts. Today it carries over to all documented vessels regardless of size or use of the vessel.