Re: Apparently I'm not meant to have a boat...
I am so sorry to hear this. Crushing, I'm sure.
Take a look at your survey agreement. They almost always exclude the motor or say something to the effect that they will note anything they notice, but suggest a mechanic look it over.
Take a deep breath and consider the plan. Is it insured? If not, I would probably rather fix it, than scrap it and start over. For one, scrapping it will be a huge pain. If she's insured and they'll give you your money back, its certainly not too late to find another.
The suggestion that the owner refund something is a stretch IMO. They may have had as little idea as you and you accepted her after having her surveyed. Not trying to rub it in, quite the opposite, just suggesting that the PO may not be a good direction, unless you really feel they pulled one over on you.
Again, we all feel for you right now. Lousy way to kick off the season.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.