Re: Angry at my surveyor....
You can square away the impact of the survey directly with the insurance company or agent (but not a broker). Ask them if you remain covered for taking the boat off the dock. This is where you really want a good agent to explain the ups and downs. The carrier themselves is not often motivated to explain every out they have.
While I understand the annoyance, it doesn't seem like you really disagree with the findings, other than the flares and CO detectror, only the severity. Is fixing them and making this go away an acceptable approach? You would have a better boat for it, even if not a death trap today. That's probably what I would do, even if I had the language changed.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.