For what it is worth ...
We just spent great two weeks in Cuba and loved it. ( We do not live in the country that most of your live in so there were no legal issues.)
Super people, great SCUBA, did some fun sailing. And yes - we are going back for sure.
At the place we stayed for four days in Havana, a group of six "twenty something folks" arrived and stayed one night while we were there. They were from the country that most of you live. I asked them how they got there, there answer was "Through Toronto"
'nough said, I guess.
Our trip to Cuba