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post #60 of Old 04-22-2013
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Re: Angry at my surveyor....

Originally Posted by MedSailor View Post
I just got my survey, and I'm not happy with my surveyor. It was an insurance survey, and thus the information contained therein may be used against me by insurance lawyers in the event of a claim.

My boat is not in an unsafe or unseaworthy condition, and it even says so much at the beginning of the survey. What I am mad about, is that he has outlined 10 findings that he says need to be corrected to be in compliance with ABYC standards and I don't believe there really is a standard for 2 of them.

What I'm REALLY mad about is that he seems to have totaled up a bunch of small stuff and made the broad, general, nonspecific (and damning statement) that "The vessel is well found but needs work before any cruising is commenced."

Great. Well found, yes, but needs "work" before "any cruising" is commenced??? I'm afraid the insurance company won't read "well found" but will only read the part about "work before any cruising".

There is a very lively thread started by Brian about what cruising means. It doesn't seem like a well defined term. What about "any". Can I not take this boat back to my slip, or anchor overnight 1km from home? What most peeves me is the word "work". Surveyors, I believe are supposed to use precise language. While a couple sentences ago he says that findings 1-10 need to be done to meet abyc standards (that's precise language) "work" needing to be done is completely nebulous.

Now I know what some of you are thinking. "MedSailor's boat is a death-trap and he's blind to the real state of the hulk. He's lucky to be alive and it might sink in dry-dock tomorrow." I'll let y'all decide if that's true. Here are the 10 findings that he says are out of ABYC standard compliance, with comments in brackets by me:

1: Soft wood at the tab in a forward bulkhead. (Is a soft bulkead really an ABYC standard??? Couldn't find it if it is. They also don't provide much strength to my boat.)
2: Household wire nuts found in 3 locations. (2 are decommissioned wires and one was unknown to me)
3: Start of soft wood at the aft end of the bowsprit (been keeping an eye on this. Again, is there an ABYC standard for this?)
4: Fuel gauge wiring is bare wire and needs terminal. (gauge broken, is on the to-do list)
5: Shifting cable starting to rust through. (Just found this at haulout definitely need to replace)
6: No carbon monoxide detector aboard. (Yes, I have one but he didn't find it)
7: Engine exhaust hose single clamped (don't know how I, or my previous surveyor missed something so obvious)
8: Inverter positive wire terminal exposed (news to me. I never use it. Will fix)
9: Flares expired. (wrong. Got new ones, he only found the expired stash)
10: Fuel fill hose at deck is single clamped. (didn't know it needed double)

So tell me if I'm wrong. Is there really an ABYC standard for a soft bulkhead inside the boat or "start of soft wood" on a bowsprit? I'm not arguing that they need to be on my fix-it list, but is there really an ABYC standard that I'm not in compliance with?

Also, what do you think about the "work needs to be done before any cruising is commenced." I think that statement is too general and might prompt the insurance company to freak out.

What do you think?

Hey MS,

I didn't read through all the comments, but I too would have been frustrated. I think I would go back to him and have him amend it to be more specific and discuss the things that are really critical. Then I would make sure my insurance company signs off on it.


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