SailNet Community - View Single Post - Insurance and cruising...
View Single Post
  #9  
Old 04-22-2013
miatapaul miatapaul is offline
Senior Member
 
Join Date: Dec 2006
Location: Beacon, NY
Posts: 1,934
Thanks: 15
Thanked 65 Times in 62 Posts
Rep Power: 8
miatapaul is on a distinguished road
Re: Insurance and cruising...

Quote:
Originally Posted by night0wl View Post
You can bet that if they're collecting this info...they'll intend to use it too.
Well they only intend on using it if your boat causes or is involved in an insurable incident. I think it is only reasonable in a slip, as if you wind up with a propane leak and blow up your boat and burn down your 6 neighboring boats it is only fair that you at least have liability insurance. After all they should not have to pay if your boat causes damage to the docks and other boats.

They can only use it if you are in an insurable action, they get nothing from collecting it if you aren't.

Now on a mooring I see a lot less risk. Really just a mooring ball and hardware.
Reply With Quote Share with Facebook