SailNet Community - View Single Post - Insurance and cruising...
View Single Post
  #22  
Old 04-23-2013
Cruisingdad's Avatar
Cruisingdad Cruisingdad is offline
Best Looking MALE Mod
 
Join Date: Jul 2006
Location: Mobile Liveaboards
Posts: 9,894
Thanks: 3
Thanked 94 Times in 49 Posts
Rep Power: 10
Cruisingdad is a jewel in the rough Cruisingdad is a jewel in the rough Cruisingdad is a jewel in the rough
Re: Insurance and cruising...

Quote:
Originally Posted by capecodda View Post
I've got mixed feelings on this.

A couple of years ago someone sailed a boat into a local harbor and anchored in the middle of the mooring field which started a game of bumper boats. The harbor master had him move. He came back later, and tied to a loading area on town dock and left the boat. The harbor master again had him move. Then he went out into the bay and dropped his anchor straight down before a storm, zero scope and rowed ashore before a gale. The boat of course didn't hold and slipped about 1/2 mile across the bay into some docks and destroyed them. He had no insurance, the boat had no salvage value, the owner was broke. Costs fell to the town, the owner of the dock, and those who do buy insurance. These costs including towing away and disposing of the guys boat that was hard aground with remains of the dock wrapped around it.

A few irresponsible individuals mess it up for everyone. I am sure there are stories on the other side of people with insurance that abuse that.

No easy answers.


That said, I've never been asked for proof of insurance as a transient, but have been consistently asked when operating out of a marina seasonally.
My comment is that the marina should have had insurance, and gone after the person. Their insurance would cover them. And no amount of insurance can fix stupid.

As I said, I personally carry insurance. Always will where possible. But I do not begrudge those that choose not to. But that is kinda like me playing both sides of the coin, I guess???

Brian
__________________
Sailnet Adminstrator & Moderator
Catalina 400 Technical Editor

2004 Catalina 400, Sea Mist IV (our boat, F/T Mobile Live Aboards in S FL and Keys primarily)
1987 Tayana Vancouver 42, Credendo Vides, (Mom and Pops boat, F/T Mobile Live Aboards in Puget Sound)

My Website:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


Follow My Blog at:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


Follow me on Facebook:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook