Join Date: Mar 2006
Location: Fort Lauderdale
Thanked 21 Times in 21 Posts
Rep Power: 10
Re: Insurance and cruising...
My comment is that the marina should have had insurance, and gone after the person. Their insurance would cover them. And no amount of insurance can fix stupid.
As I said, I personally carry insurance. Always will where possible. But I do not begrudge those that choose not to. But that is kinda like me playing both sides of the coin, I guess???
Insurance rarely if ever covers the whole loss. There are always deductibles and negotiated settlements. Ultimately, we all pay in that game by either having substandard repaired boats or in ever higher premiums.
What should have happened is the neighboring sailors and community should have shown up on this guys boat and "strongly encouraged" him to move along. If he refused to, well...
I'm not advocating vigilante justice, but when you rely on governments, systems, procedures, and laws to solve what a community should address, then we all lose a bit of freedom.
Last edited by night0wl; 04-24-2013 at 09:52 AM.