Join Date: Oct 2009
Location: Cape Cod
Thanked 72 Times in 70 Posts
Rep Power: 8
Re: Insurance and cruising...
Insurance rarely if ever covers the whole loss. There are always deductibles and negotiated settlements. Ultimately, we all pay in the game.
What should have happened is the neighboring sailors and community should have shown up on this guys boat and "strongly encouraged" him to move along. If he refused to, well...
I'm not advocating vigilante justice, but when you rely on governments, systems, procedures, and laws to solve what a community should address, then we all lose a bit of freedom.
Actually, the neighboring sailors did exactly that, but it didn't work, the owner of this vessel was not very bright.
In a perfect world, people are reasonably intelligent, take full responsibility for their actions and clean up any mess they make, insured or not.