Over Hill Sailing Club
Join Date: Feb 2009
Location: Adirondacks NY
Thanked 108 Times in 105 Posts
Rep Power: 8
Re: Insurance and cruising...
Originally Posted by killarney_sailor
The worst for this is Australia where many marinas want $10 million in liability, most others want $5 million. Scarborough Marina in Brisbane accepted our Jackline policy with $500,000. They get a lot of foreign visitors. We stopped for one night at the marina in Airdrie Beach so we could touch base with an electronics tech. After thinking about it for an hour they said we could contact our insurance company to see about increasing our limit. I was going to point out the 11 hour time difference and the fact it was one night (at a high price), but thought I would leave well enough alone. Remarkably, in the morning when I took the key back to get my deposit they asked if I had talked to my insurer and I assured them that they were working on it. We used a marina in Darwin and the said they wanted $5 million but I could arrange a local supplement. When we got there they only wanted a copy of our insurance and did not mention the liability amount.
It seems like Australia tries their best to discourage sailboats, from their clearing in policies to insurance. I think when I finally set off to do the big loop, I will avoid it entirely. Australia has apparently gone from remote penal colony to the land of regulation and official nonsense.
Alberg 35: With a philosophical flourish Cato throws himself upon his sword; I quietly take to the ship.