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post #26 of Old 04-30-2013
killarney_sailor
Bristol 45.5 - AiniA
 
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Re: $ Cruising ??

Paulo
That is for one year for $165,000 hull coverage and $500,000 liability. The cost goes up and down depending on where we are going to be. For example, it is less in the Caribbean than for crossing the Indian Ocean to South Africa. Our coverage is with one of the biggest companies offering policies for cruisers, Merkel (Jackline). We looked at their main competitors like Pantenaius (sp?) and there was virtually no difference in price. One thing that may push up the price is that you are allowed to do ocean crossings with only two onboard. One complaint that I have is that the coverage is for the whole year, eg for our next year (Nov/13 to Nov/14) the boat will be at a dock for six weeks or so and then we will from South Africa to Grenada where we will aboard (with daysails) until around May when Ainia will hauled and on the hard until the end of the policy period - - and yet we pay for the year as if we are heading back and forth across the Atlantic.

After the refit we have decided to sell Ainia. We want something smaller that would be could for the light summer winds of Lake Ontario, although we plan to spend at least a couple of winters in the Caribbean before heading north.
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