You can't see how your boat looks when you are aboard her, and when you aren't aboard her you don't care how she looks because you just wish you were aboard.
Of course, I say this as the owner of an ugly boat.
emcentar, I understand your concerns regarding this maybe not being the right time to buy a boat, what with the risk of furloughs, etc...
But, you know in your heart- there is never a right time, and there are plenty of reasons available each and every day if you want a reason not to do it...
.... and you will find a reason why it IS the right time to pull the trigger on a boat purchase, if you want to bad enough.
You're here now for a reason, and that reason isn't for advice on how to avoid buying a boat for several more years.
After all, this ain't DON'TSailnet.