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post #31 of Old 05-02-2013
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Re: NE Insurance Rates - Reasonable?

Originally Posted by JimsCAL View Post
...for anyone with assets, not carrying liability insurance is stupid.
True. And for anyone with no assets to lose, not carrying liability insurance is someone else's problem.

I read through his attempt to justify his choice not to spend $168.93 a year on insurance, and it comes across to me as a bunch of self-pitying excuses. If this guy were to cause damage to someone else's property, I suspect that we'd hear a bunch of similar excuses why he doesn't have to pay. Or more likely, he'd flee and not be heard from again.

I just wonder how the marina is willing to have him. What policy did he give them when he rented his slip?

I respect his past service to our country, but that's about where my respect stops. I mean, pay for the damn haulout and insurance surveys (those are one-time costs that can be amortized over the life of the boat) and get on with it, for chrissake. $168.93 a year, and he's not willing to pay. I don't get it.

Rick S., Swarthmore, PA
USCG Certified Captain, 50 Ton Master and OUPV
ASA Certified 101/103/104/105/106

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2001 Catalina 34MkII Tall Rig Breakin' Away, Universal Diesel M35B, Mantus 35 lb. anchor, sailing out of Rock Hall Landing Marina
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