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Old 05-03-2013
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Re: How many insure their boat with only liability insurance?

We currently carry agreed-value insurance as well as liability. We do that b/c our yacht club insists on it. When we head off to become full-time cruisers next spring we will likely only carry liability. The reason, once again, is b/c it seems more and more marinas are insisting on boats having liability coverage just to dock.

Personally, if I could avoid buying any insurance, I would. This seems to be increasingly hard to do, at least in the rich parts of the world, so it will be liability-only for me.
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