Join Date: Apr 2011
Thanked 0 Times in 0 Posts
Rep Power: 5
Re: How many insure their boat with only liability insurance?
In my talks with insurance brokers they seem to be concerned about your ability to dock bigger boats without doing to much damage to the neighbors
Seriously around here its like parking cars at a Ferrari dealer NOT to many cheep incidents
I carry a 100 Ton Master, with towing and sailing endorsements, I have yet to have an insurance company give me a break for my experience. Age of the boat seems to be more of a factor than operator experience.
And if marina location and the value of my neighbors boat is important, then give me a run down marina with people who are not so concerned about the value of their boat more than they are about the fun they had out on the water. A well weathered boat is more pleasing to my eyes than a shiny Clorox bottle with strings attached.