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Old 05-24-2013
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Re: Is there a boat that....

There should be plenty. Start looking up PHRF numbers here:
http://offshore.ussailing.org/Assets...er+19+2011.pdf

Most 40' cruiser/racers are going to have a PHRF around 120.

1993 seems like an arbitrary cutoff.

Doing a worldwide search on yachtworld for 1993 and newer boats under $100k brings up 991 hits (228 in North America). I'd guess that a third of those meet your PHRF/performance requirements. Find the ones close to you, look them up on the PHRF database, then do some research into them to see how they meet your other requirements.
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