Originally Posted by T37Chef
I have not one regret in financing our boat! However, any and all upgrades are paid in cash, for example a re-power. There lies my disagreement with your opinion/comment
I was not implying that financing is bad/wrong. If interest rates are low, tax deductions are available and you can get a better return by investing it may make financial sense.
What I was trying to say, is that if you cannot afford to pay cash, there's a chance that you may not be able to afford having a boat, it all depends on a number of factors such as boat size (slip fees) age of boat (maintenance/upgrade cost), price etc etc.
Me, I like to pay cash for toys and did so with all my boats.