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Old 07-17-2013
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Re: Are ALL Sellers LYING MORONIC DOUCHBAGS??

TJC, in my case I did it "backward." I had a certain amount of "cash" and wasn't willing to finance. Most of the boats I was interested in were listed at 50-100% more than my budget. I was honest and up-front, told the seller what my limit was, but also reminded them that I had cash and there weren't any financing deals to fall through, conditions based on the sale of a current boat, etc. I always made the offer contingent on my review and a survey, and made it clear that I assumed there wouldn't be any unexpected surprises. Not everyone appreciated my approach (I was called names several times), but some appreciated the candor, and I actually visited several boats before settling on the one I bought.

Of course, that doesn't help the OP, but that's a separate issue...
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