Have you thought of buying a cheap 20' with a small cabin and then selling it when you were done? Not sure of the availability, but here (Pacific NW) you can pick them up for under $1000 USD. Even if you sell it at a substantial loss to unload it quickly it will probably be more boat for less overall $$ than a dingy rental.
adventures in the Puget Sound aboard my 1975 Aquarius 23'
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