If you read all the stuff you have to sign before getting the boat you would not go aboard! You are responsible for everything and the company nothing. It's been my experience that many charter companies will not charge if something happened like shebet said. I have blown out sails and the company has not charged because the sails weren't too new and most companies are pretty diligent in inspecting sails when you return the boat. But companies vary, I remember one charter where they counted the clothes pegs!!
Toronto in summer, Bahamas in winter.
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