What are the winds and the sea state?
If its less than ideal, we don't go ashore. Especially in the first day. If we've been anchored and faced hi winds, chop, current switches for a few days then it's not such a worry.
The bigger worry is the other guy. Hard to plan for all contingencies. Sometimes sh!t happens. You can minimize but not eliminate the risk.
And regarding the tying to shore. That's a false sense of security in my mind. What if the wind shifts to the beam? The anchor has much more pull in that way. You cannot swing to the wind and current. Only good in very settled, protected spots.