Re: To pull or not to pull....
For me it would really depend on if I was going to spend much time on the boat during the winter. One thing to do if you have her pulled out for the winter is try to be one of the last out, so you can be one of the first in and not have to wait too long. I think in RI I would pull it unless you were going to live on it during the winter. There are two ways of looking at it; winter can mean storms, but boats were built to be in the water not land, so often they survive the storms better in the water than in a yard. Especially if your boat or even less controllable another boat comes off it's stands. But it is good for the hull to dry out so it is kind of a toss up. If you do keep it in the water make sure you check the lines often, as chafe is a big issue so if that is not convenient then pull it.