As others have said, it's not easy to capsize a Scot, you pretty much have to want to capsize to have that happen. Whether or not the main is reefable depends on how the boat is rigged. Mine (and most class legal boats) is not set up for reefing. I have not personally seen a boat set up for reefing by rolling the main around the boom, but at the least you'd have to have end-boom sheeting and most boats(even my 48 year old Scot) have mid-boom sheeting. I think you can get a main with traditional slab reefing reefpoints, they're not class legal, but if you're not racing that doesn't matter and being able to reef the main in higher winds (15+) would make the boat a bit more relaxing to sail with your family on breezy days. Other than that, they're great boats for daysailing, nice big cockpit and easy to sail.