Re: Survey?????? I've never had one
I agree totally with what Donna said above.
Also, just so you know, there are 2 types of surveys. A pre-purchase survey and an insurance survey. A pre-purchase is much more involved and detailed, of course costing more. An insurance survey isn't as involved and costs, maybe a third less. For a boat like you are looking at, smaller, newer and spending probably most of its time on a trailer, an insurance survey is enough, especially if you have gone over it and are comfortable with its condition. The insurance survey will satisfy both your lender and insurance carrier.
I'd look around for other, more reasonable surveyors. Ask around for recommendations.