Join Date: Feb 2010
Location: Narragansett Bay
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Re: Canadian Credit cards to travel with
Mike, I'm actually relaying my own personal experience with this, when one of my cards terms was chnaged and I had to look into it. The only way to prove it is to do a foreign transaction on our card and then try to analyze as you say. The actual exchange rate used will never be the one you see published for that day. How different it is can be a matter of timing of the trade during the day or padding of the exchange rate to get their profit.
I'm not going to make a mission out of convincing you, but I do know what I'm saying is true. All the best with finding what you're looking for.
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