Seems you want to have your cake on this and eat it too - Skippers take responsibility, but hold organisers of events responsible for ensuring skippers are responsible???
You end up with less rallies 'cause there a PITA to organise, high entry fees to cover your 'BFS approved' bumper sticker, skippers who are more concerned about meeting regs, than ACTUALLY being safe, and not much else will change.
I'm only advocating some level of shared responsibility in rallies just like there is in off-shore racing. And it absolutely does
work in racing. The organizers are responsible for holding up the standard of safety/preparedness for the event (e.g. - ISAF) - the skippers are responsible for meeting and adhering to that standard. There's nothing at all nefarious in that relationship. It works.
Less rallies because its a PITA to have a higher standard of safety? C'mon dude. If that's the case, then so be it.
As I said earlier, if rallies followed the same safety protocols as races, rallies would be a tremendous way to improve every cruiser's ability and preparedness across the board. By dodging these protocols, while presumably making some coin from the events, you have a recipe for big trouble.