Invaluable advise! Wow...maybe I should think about downsizing and not having such a large initial "out of pocket" expense. That Cape Dory looks good. As long as it can sail long distances. I still wonder why it's half the price as anything else? Perhaps I should think about starting off that way, then moving up after a couple of years or so. I eventually want to make my way to the Greek Islands..I love it there!