SailNet Community - View Single Post - Family Medical Insurance While Cruising
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post #4 of Old 02-21-2007
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Join Date: Jan 2007
Location: Ft. Lauderdale, FL currently CLODs [cruisers living on dirt]
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We found that COBRA was a very expensive solution for US based health insurance. If you are in good health I would look at a high deductable indivual plan. We ended up with a 2500 dollar deductable as the best compromise betweeen costs and coverage. I would suggest looking at what Cigna, Blue Cross, Humana have available in your state so you can find the right solution. Also start the process early as it takes time to get approved and they will want full medical history. Preexisiting conditions will be looked at closely.

Jon D
SV Sirius
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