no longer reading SailNet
Join Date: Oct 2012
Thanked 140 Times in 133 Posts
Rep Power: 5
i was going to go with state farm because the price is great and, until today, they didn't say anything about a survey. however, when i went to get the policy started, it came up.
What is the stated value of the boat?
My State Farm rep told me that they require a survey on boats with a replacement value of over $20k. I insured a Catalina 25 with a stated replacement value of $8k with no survey. My Pearson is insured for more and I did need to get a survey.
Different agents and different regions may of course vary. I'm in Seattle.
I'm no longer participating on SailNet.