Re: Survey say's.......
Actually, our insurance company does differentiate between experienced boaters and inexperienced boaters.
And yes the $135,000 is a close figure to replacement cost if unable to find a similarly equipped boat of the same vintage. I'm just happy that what I have into it will be covered in the event of a complete loss.
At the end of the day I do feel I was completely ripped off.
We have three rules;
No bleeding on the sails.
No slobbering on the charts.