Watch out for the bank's fascination with fees. I am probably going to go to court with Washington Mutual about a practice of theirs which to me .at least borders on dishonest. I was purchasing inventory from suppliers on a debit card. When it hit -0-, the debit would be rejected, and the supplier would shift the charge to a regular alternate credit card. Washington Mutual, "as a service to me" started honoring debit card overdrafts, and of course charged me $25 for each one. I raised hell, and they would stop the practice for maybe a month, and then start it again. THe local branch tried hard to correct the situation to no avail as the bank was making a huge amount off myself and all others who were in the same boat.
Banks have become incredibly adept at thinking up new ways to make your money theirs.