SD, don't worry, you can still participate, Send me $19.95 and I'll show you how to MAKE BIG MONEY IN YOUR SPARE TIME ADDRESSING AND STUFFING ENVELOPES! Including the ones with government grant applications.
Jimi, there's government money available for all sorts of things but honest, if you want to find a way to obtain business financing, you'd be better off calling the SBA or going to the library and borrowing the books on how to do it.
If you don't have a complete business plan ready, and you don't know the exact location, boat type, expected traffic and utilization...you won't qualify for any money from anyone except a scam artist. Making money in a charter business, if you have no experience in running one, is a real long shot. (And I'm rashly assuming you don't, or you'd know where and how to finance it already.)