Re: $3000/mo cruising budget
I did a retirement spending thing with my finance guy a few weeks ago and he said my plan worked. Of course all the really means is that if I spend $3000/mo my money lasts as expected.
But since my finance guy is older than me and still has to work I don't really believe he knows anything more than me. And of course he knows nothing about the boat side of the question.
Far as keeping the house and paying off the boat loan, this all is betting that you can do better with the money that the interest getting charged. Hard to say, the only real asset is cash in hand (not invested in stocks, just cash)
Don't blow air up my rear, be useful and blow it at the sails!
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