SailNet Community - View Single Post - 10K$ boat --- Are Insurance and Survey REALLY mandatory?
View Single Post
Old 01-30-2014
BarryL's Avatar
BarryL BarryL is offline
Senior Member
Join Date: Aug 2003
Location: Long Island, NY
Posts: 1,773
Thanks: 3
Thanked 43 Times in 38 Posts
Rep Power: 12
BarryL is on a distinguished road
Re: 10K$ boat --- Are Insurance and Survey REALLY mandatory?


You don't need a survey. You do need liability insurance. The insurance may not require a survey.

I have Allstate and they have not asked for a survey. Allstate insured my Newport 28 (liability only from 2004-2007), O'day 35 (liability and comprehensive from 2006 - now) and C&C 110 (full coverage from 2013 - now).

The cheaper the boat and the simpler the boat the less need for a survey. I didn't get a survey on my first boat, a Catalina 22. The boat came with an outboard engine that started and ran fine. The interior was real simple - no AC electrical system, no plumbing, no galley, etc. I checked the boat thoroughly, it seemed fine, the owners were a nice older couple and the boat was cheap. So I bought it and happily sailed it for a year and a half.

Good luck,
Barry Lenoble
Deep Blue C, 2002 C&C 110
Mt. Sinai, NY

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook
The Following User Says Thank You to BarryL For This Useful Post:
robertluster (01-30-2014)