Re: 10K$ boat --- Are Insurance and Survey REALLY mandatory?
I didn't get a survey when I bought my boat. I saw there was some work that needed to be done and didn't worry too much about buying it without one.
Once I started looking for a marina, most (if not all) require insurance on hand. Called BoatUS and they required a survey so then I got one. Once the boat is back on its trailer, I'll adjust the insurance to show it's not on the water, do some refit, then get a new survey to show its updated state.
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Aside from what it teaches you, there is simply the indescribable degree of peace that can be achieved on a sailing vessel at sea. I guess a combination of hard work and the seemingly infinite expanse of the sea - the profound solitude - that does it for me. - Billy Campbell