Originally Posted by joethecobbler
actually I did hit a deer,memorial day 1981 about dusk,doing about 65 MPH on my first legal street bike!
I lived no injury, the deer(about 150lb.) not so fortunate.
I had just dropped of my girlfriend, I slid about 300' on my back.
it was exiting.
oh, I had ins. but not comp,it was a $100 bike.
So, if insurance had cost you less than $100 to replace your bike, it would have been free, wouldn't it?
adjusted for inflation , 33 years later, my $150/year is actually less, that what you were paying back then.