Cathy, in order to post a photo, you must first upload it to an online storage area such as photobucket.com. Once the photo is stored at that location, it's just a matter of clicking the photo icon on the top of the message toolbar and inserting the location of the photo. When you click the photo icon a small box will open, which is where you place the website address of the photo. This only takes a few seconds to do. Here's an example.