Re: $3000/mo cruising budget
I would pay $500 per month just to avoid having to go to Key West. Been twice. Set a margarita record of some sort at Sloppy Joe's once. Never going back. Marathon sounds nice, will have to put that on my list. I've been to Key Largo (Ocean Reef club). You'll need $500 for dinner.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.