SailNet Community - View Single Post - insurance/survey
View Single Post
  #126  
Old 02-22-2014
captain jack's Avatar
captain jack captain jack is offline
Senior Member
 
Join Date: May 2013
Location: frederick, md
Posts: 1,254
Thanks: 81
Thanked 41 Times in 37 Posts
Rep Power: 2
captain jack is on a distinguished road
Re: insurance/survey

Quote:
Originally Posted by Minnewaska View Post
Maybe its different where you are. While you aren't getting collision, typically liability also has comprehensive coverage. Meaning, things like theft or fire or hitting a dear. You may very well still have your car repaired. Nevertheless, one might assume the same scrutiny applies to a liability claim, although, I've not heard of examples.

You are sort of in a logic loop. You're upset that insurance companies don't just pay, but you intentionally buy from the ones that don't just pay (ie the cheapest rates).
you are absolutely right. i do. but i didn't always. i spent half of my adult life with reputable companies, and the well to do customers at the bike shop weren't using cut rate insurance, either. i on;ly changed after getting burned a few times.

i believe it is different here. liability, in my state, covers damages to the other people's property and personal injury. as far as i know, liability, here, doesn't cover more than that nless you upgrade your policy.

but, you do make a good point: that's car and motorcycle liability. i am not really completely sure what boat liability covers, outside of damages to other people's property and personal injury. that is something i will have to look over, carefully, when i sign up.
__________________
The only rules that really matter are these: what a man can do and what a man can't do.---Captain Jack Sparrow


1971 Cal 27

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook