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There's always a but
Spilla - Not to rain on the parade.............and I'm sure some of the comments had intentional humor plus you are a reasonable person.
Little sailing experience on a perfect day maybe fine but if that perfect day disappears, add'l experience maybe required.
It's easy to pay an insurance deductible but there are human risks to consider too = You & crew.
BVI are seductive but not immune to challenges. An injury or scary event can spoil a vacation.
What about a sailing course or two before heading down and/or have add'l experience in the form of friends(crew)?
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