I am by no means an expert and do not wish to offer a suggestion based on your specifications.
I do think you need to reconsider your priorities.
May I suggest, you wait till August when prices should start dropping. Between now and then may I also suggest:
20 small sailboats to take you anywhere, by John Vigor
I found this book very helpful, it pro’s and con’s 20 boats and helped me decide what I really wanted.
Good Luck with your search, Jody