I concur. Too much money, too many years and too few hours on the water in crappy, get yourself home or drown boats.
We stopped at 40 feet (admittedly a pretty husky 40 feet) because that was all the boat my wife thought she could handle solo under "challenging" conditions, like 12 foot seas and 30 knots 1,000 miles offshore. She's about Ellen MacArthur's size and just turned 33.
When I think of the skinny old birds I see on 50 footers, even here on Lake Ontario, I cringe. Perhaps it's the whirr of the electric-assist winches hauling up a 750 sq. ft. main, or maybe it's the gurgle of the bow thruster as they struggle to dock their vast yacht in 10 knots of off-dock breeze, but I seriously wonder what makes a couple who together weigh about 230 pounds decide to take all that money they earned working desk jobs for 40 years and blow it on way too much boat.