It's an insurance thing. Beyond X percentage of live aboards and the marinas liability policy goes up. More shocking to me was that the marina I'm in refuses wooden boats no mater what condition. Even if it's brand new. The insurance companies are coming to rule the world.
!! WARNING !! The above information is to be used by intelligent people only. If you are Stupid, could be considered a moron, or otherwise. You are instructed to disregard this information and seek the help of a licensed and bonded professional.