OK, this is what I am asking. Can boats compare to cars in this way? Gives me a frame of reference to work with.
My commuter car is a 15 year old Camry with 200,000+ miles on it. Still runs great. I bought it as a 2 year old car to offset some depreciation and plan on driving it another 100,000 miles if I can. So, cost per year is VERY VERY small. I also usually have had a sport/convertible car for fun but I know going into them that they WILL cost me big bucks. I might loose $5,000-10,000 per year average. BUT, A boat could loose a GREAT deal more than that...
Whatever "big" boat I get I will probably keep like my Camry. Pamper it and make it last till I can't sail anymore.